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Now living longer than ever before, two out of five Americans will eventually need long-term care at some point in their lives. Neither health nor disability insurance covers long-term care, leaving long-term-care insurance as the only option besides paying out of pocket. “Long-term-care insurance is not about getting cured, it is about staying alive,” says Don Grimes, executive director of…
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By Marissa Goldstein Aronson Insurance Spring is synonymous with warm weather and blooming flowers. It also means spring showers and basement flooding. Did you know that everyone’s neighborhood can flood and that flash flooding occurs in all 50 states? Did you also know that everyone lives in a flood zone? Worst of all, most homeowners insurance does not cover flood…
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Come Meet Captain Indestructible
You’re in the prime of your working years. You’re able-bodied and fit and probably haven’t given much thought, if any, to the possibility of something happening that would prevent you from going to work every day. It’s even less likely that you’ve spent time thinking about your need for disability insurance. That’s a mistake a lot of people make read…
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THE IMPORTANCE OF DOCUMENTING Natural disasters such as the California wildfires, tornadoes in the mid-west, and of course Hurricane Katrina, have raised the awareness of Homeowners about the importance of being adequately insured. Over 1,700 homes were destroyed in the California wildfires, and hurricane Katrina was a national tragedy beyond comprehension, destroying more than 200,000 homes. But Catastrophes don’t just…
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